Protect your client's race car when it's off the track with Limited Trailer and Paddock (LTP) coverage.
Hagerty's program provides off-track coverage for collectible raced vehicles, nostalgia dragsters and pro-street vehicles. Coverage is currently only available in BC.
Coverages available (off-track only*)
Transport and Paddock Collision
- Transported by trailer from one location to another
- Loaded and unloaded from the trailer
- Driven to and from the trailer to the Paddock or show display area
- On display in the race facility's Paddock area or a specified show display area
- At the primary garaging or storage location
- Located on a service or repair facility premises
Comprehensive/Other Than Collision
For raced vehicles, we can offer comp-only insurance coverage for losses not resulting from an accident, such as theft, fire, or natural disasters.
Full coverage
For street legal Pro-Street vehicles, Collision, Other than Collision, and Liability are available.
*Coverage does not apply when the vehicle is on the track racing.
We can protect the following vehicles:
Collectible raced vehicles
To qualify for our program, collectible raced vehicles must meet the following, in addition to our normal guidelines:
- Minimum value is $15,000
- Applicant and drivers must have 10 years driving experience
- No usage or ownership by professional race teams
- Coverage available: Comprehensive with Transport and Paddock Collision or Comprehensive only
Nostalgia dragsters
To qualify for our program, nostalgia dragsters must meet the following:
- Minimum value is $15,000
- Applicant and drivers must have 10 years driving experience
- No usage or ownership by professional race teams
- Coverage available: Comprehensive with Transport and Paddock Collision or Comprehensive only
Pro-street
Pro-street cars are generally from the 1960s or ‘70s and have been modified primarily for straight-line speed. Common modifications include roll cages, tubbed rear wheel-wells to accommodate wide racing-type tires, five-point racing harnesses, lightened interiors with racing seats, wheelie casters, parachutes and power adding features to engine. Hagerty considers a vehicle to be pro-street when it is tubbed AND caged. To qualify for our program, pro-street cars must meet the following:
- Vehicles should be 1989 or older
- Minimum value is $15,000
- Vehicle must be in excellent or better condition
- Applicant and drivers must have 10 years driving experience
- Named Driver Exclusions will be applied to any youthful household members (age 26 or less)
- Coverage available: Full coverage can be considered for street-legal vehicles which are not raced. Comprehensive with Transport and Paddock Collision or Comprehensive only can be provided for raced vehicles.
Due to the unique risk these vehicles present, please contact our office with any questions
Some coverage not available in all provinces. This is only a general description of coverage. All coverage is subject to policy provisions, exclusions and endorsements.